Summary
The sources provided discuss the various ways life insurance can be used as a financial asset, in addition to its primary purpose of providing a death benefit. They explain the different types of life insurance policies that offer cash value, such as whole life and universal life. The sources then explore the methods for accessing this cash value, including loans, withdrawals, policy surrender, and even selling the policy, while highlighting the advantages and disadvantages of each method. The articles also emphasize the importance of consulting with a financial advisor before making any decisions about accessing cash value, as it can have significant tax implications and impact the death benefit received by beneficiaries.